Our Team

satish mehta

I believe the future of work is all about adapting and applying knowledge to enhance the value one brings to your work – and Athena will be the catalyst and the platform to facilitate precisely that

A Chartered Accountant by education, a Housing Finance and Credit Information practising professional and a mentor by passion. He loves to learn from young minds and help mould them to be future-ready. His experience spans over 43 years in the areas of housing finance, consumer finance, business development, training, credit information and management consultancy.

He has global experience in his chosen fields. His expertise has been used in various countries which were in the process of developing their financial infrastructure. Before founding Athena, He worked with the Quantum Group (CEO), Dun & Bradstreet – Dubai (President – Financial Infrastructure & Credit Bureaus), Credit Information Bureau (India) Ltd – CIBIL (MD), HDFC (General Manager) and Piramal Capital & Housing Finance Limited (COO). Presently, he is a consultant to the World Bank, Strategic Advisor to fintech start-ups, Professor of Practice of Management at Ahmedabad University and a consultant to Housing Finance & Affordable Housing Finance companies.

He is an independent director on the Board of P.E. Analytics Limited, KIFS Housing Finance Limited, Dashboard Account Aggregation Services Private Limited and Chairman of Board of Directors of Pahal Financial Services Private Limited. He is also on the Advisory Board of TRST Score (venture by Fiducia Score Private Limited).


As a young professional, I am enthused with my role in managing the company so early in my career. In see an opportunity for me to learn & in turn facilitate learning

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A Housing Finance and Credit Information enthusiast with an inclination towards training. She brings a curious mind, young energy and creative thoughts to Athena.


She is responsible for overseeing the functioning of the company along with devising plans and implementing the same and assisting in overall business growth. She is a core member of the team. Her curious mind longs to learn and loves to explore new possibilities which drives her journey with Athena.


She has experience in the Banking sector and was an intern with an investment and research firm. She has completed her MBA & M.Com.


She believes the end of the journey is not knowing more, it is doing more, and every end is a new beginning

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She has an enthusiastic mind and thinks change is the end result of all true learning.


She is responsible for building business development & coordinating business activities. She is also responsible for preparing proposals by managing and determining requirements at the project level and delivering data driven recommendations and reports.


She has completed her graduation.

Samir is a Housing Finance professional who has been with HDFC Ltd for 37 years. His core expertise is in managing credit and recovery risk.

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He played a pivotal role in developing the in-house Credit Risk Management team and network of related professionals like advocates and collection agencies across the country. He has been a part of many National level Recovery Task Force set up for various branches from time to time and a member of many National level committees for different projects. He has also been a trainer / facilitator for different inhouse training programs at HDFC Ltd. With his experience and knowledge in Data maintenance and analysis, he has conceived, implemented, and executed ideas of digitisation of on-field activities as well as back-office functions of recovery processes, thereby building robust user-friendly systems for Early Warnings & MIS.

He is a strong believer that ‘learning is a lifelong process’ and not the end result of any task and that ‘knowledge parted is knowledge gained’. Accordingly, in this continuously changing world, to be always future-ready, one must practice this belief so as to keep learning, enhance knowledge base, acquire new skills and thus expand horizons. Athena is just the right platform which enables new learning by allowing one to impart knowledge & skills that he/she possesses.

Julie is a well accomplished Housing Mortgage professional with a holistic experience in sales, learning & development and product management.

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With an in-depth knowledge of the Affordable Housing Finance category she has successfully launched multiple products for organisations. Equipped with a Management Degree, she is also a Dale Carnegie certified trainer. Of the many qualities, she has an eagle’s eye for perfection and a solution seeker through creative thinking.

She is a consultant to Athena bringing her rich experience in Housing Finance and Training. She helps Athena on various internal and external project journeys.