Affordable Housing and the Union Budget: Why Affordability Is Still Elusive
As markets look ahead to the Union Budget being presented each February, affordable housing once again finds itself at the
The Price of a Low Credit Score in India
In India, a Credit Score has become a reflection of your financial character, a silent judge that influences far more
Credit Bureaus Never Forget
A few years ago, Aryan, a young professional from Mumbai, missed a few credit card payments. At that time, he
Credit Bureaus from the eyes of the Borrower
Credit Bureau assigns a 3 digit number called as credit score which ranges from 300 to 900. It serves as
Housing Finance: Traditional vs. Modern Lending Practices
The dramatic transformation of the housing finance landscape, from traditional to digital and customer-centric approaches, underscores the increasing importance of
The Case for Merging MITC and KFS
The Most Important Terms and Conditions (MITC) and the Key Facts Statement (KFS) are crucial documents within the lending framework,
Is it fair? Part 3
When is your salary due? When is your telephone bill due? Yes, what you are thinking is right, typically it
Is it fair? Part 2
In the first part of this series, we had talked about “unfair” practices followed by some HFCs/Banks/NBFCs who charge borrowers
Is it fair? Part 1
There have been some practices followed by HFCs/Banks/NBFCs who charge customers interest from the date the loan cheque is prepared