Your loan application is rejected because you don’t have any credit history? How do you build your credit history ? Well yes it’s a cycle of credit and credit again! As per two recent notification by the Reserve Bank of India, all banks and other lenders need to take into account ‘credit information reports (CIRs)’ […]

Race, religion, gender, nationality, marital status and employment history do not impact credit scores.  It is because these factors do not help in assessing the credit worthiness of an individual. In several countries it is not legal to use these factors to calculate credit scores. Another much debated factor is “income”. Yes, income does not […]

Hi How have you been? So, wouldn’t it be a fair assumption that all human beings have credit history, provided she has borrowed. What about God then? Does he have a credit history too? Strangely, the answer seems to be yes! Well, that is what God Gazarov seems to be saying. God Gazarov, a Brooklyn […]

Hi How have you been? Election fever is here and we are going to be a part of this history. Technically, the future of India is in our hands…well at least as far as the next 5 years are concerned. But how much do we know about our candidate? Internet giant Google recently launched a […]