Follow these simple 5 steps and you
will always have no debt stress or find yourself in a debt trap.
Step 1…Know what you OWE
To make sure that you don’t miss your
payments and to maintain good credit history and a good credit score, figure
out exactly how much do you owe, to whom and how much. Keep a record of all
your loans and credit cards, including information such as:
Account / card number, lender/card provider, type of debt (housing loan,
auto loan,…
Let me start with identifying the symptoms that would help you recognize the need for credit counselling
• Rejection of a loan / credit card application
• Poor credit history
• Low credit score
• Cash strapped due to obligations
• Debt trap
Is your answer to any of the above symptoms a “YES”?
Undoubtedly most of us would believe that
credit counselling is required when…